c. Does your credit bureau or credit association share delinquency information and "new credit" information on real time basis? If not, how long is typical delay in getting that information?
Wed Sep 06, 2017 2:13 pm
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- b. Does your credit bureau provide "frozen file" access? (i.e. Credit bureau freezes their consumer credit file at a certain date and time of month to build time series data on balance and credit line information.)
- d. Do you have a generic credit score available in the market? (typically through credit bureau) If not, what are typical information available to build credit scoring models?
- e. Do you use geo-based credit bureau information? (For countries that do not have "positive credit bureau", geo based information can be useful for credit scoring model.)
- a. Do you have a positive credit bureau?
- c. What is typical new customer acquisition cost by channel?
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