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AdminAdmin- Posts : 20
Join date : 2017-09-06 
b. Does your credit bureau provide "frozen file" access? (i.e. Credit bureau freezes their consumer credit file at a certain date and time of month to build time series data on balance and credit line information.)
Wed Sep 06, 2017 2:12 pm
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- c. Does your credit bureau or credit association share delinquency information and "new credit" information on real time basis? If not, how long is typical delay in getting that information?
- d. Do you have a generic credit score available in the market? (typically through credit bureau) If not, what are typical information available to build credit scoring models?
- e. Do you use geo-based credit bureau information? (For countries that do not have "positive credit bureau", geo based information can be useful for credit scoring model.)
- a. Do you have a positive credit bureau?
- e. What are primary offers for customer acquisition to be competitive in your market? (Credit line, APR (teaser and go-to rate?), duration, application process (speed), customer service, brand, other benefits (i.e. membership - points and discounts))
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